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How To Spot A Financially Illiterate High Income Earner….
Some of the clearest ways to spot a financially illiterate high earner. It is important to recognise these behaviours, because you may find yourself easily influenced by someone you perceive as more successful than you are.

Mkhululi Mojanaga
May 113 min read


Tax Exemptions & Tax Rebates
'Tax exemptions' and 'tax rebates' are terms that are often used interchangeably, with the average person unable to differentiate between...

Mkhululi Mojanaga
Mar 24, 20243 min read


Equity Investing - Mind The Tax Gap
A person earning R245 100 and less is in the 18% marginal income tax bracket. When this person invests in equities, and receives dividends, they will be paying 20% on those dividends. This is more than what they are currently paying to SARS on their income. According to the world inequality database, any person earning more than R245 100 is in the top 11% of earners in South Africa. 11%! Source: World inequality database This begs the question, should one be investing in equi

Mkhululi Mojanaga
Oct 27, 20221 min read


Dividend Challenge
Want to see how your money makes money babies, and how those money babies carry on making even more money babies? Einstein once said "Compound interest is the eighth wonder of the world. He who understands it, earns it. He who doesn't, pays it." While the concept usually sounds simple enough in theory, in practice it is quiet a hard act to follow in the equities investment world, especially when your own invested capital starts getting mixed up with capital movements, dividen

Mkhululi Mojanaga
Oct 23, 20222 min read
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