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A Review Of My EasyCredit Loan Experience
My review of an EasyCredit loan I took a year ago. The good and the bad....

Mkhululi Mojanaga
Sep 13, 20253 min read
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Buy One Property, Your Bank Gets One Free
Loan cost multiple

Mkhululi Mojanaga
Apr 29, 20252 min read
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My 2024 Tax Lessons
Tax lessons that will challenge how you currently approach tax

Mkhululi Mojanaga
Dec 24, 20245 min read
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Why I Love The 2 Pot System!
The benefits of the 2-pot retirement systems, and how they will improve retirement outcomes

Mkhululi Mojanaga
Sep 19, 20244 min read
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How much tax will you pay on R1 million income?
A quick and dirty look of how much tax you will pay on R1 million income earned in different ways

Mkhululi Mojanaga
Jul 5, 20242 min read
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Tax Exemptions & Tax Rebates
'Tax exemptions' and 'tax rebates' are terms that are often used interchangeably, with the average person unable to differentiate between...

Mkhululi Mojanaga
Mar 24, 20243 min read
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Do Higher Offshore Allocations Improve Reg. 28 Performance?
Are the tax benefits worth the sacrifice in portfolio performance?

Mkhululi Mojanaga
Dec 28, 20235 min read
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Considering Investing For Your Children? Read This First
Investing for your children. Make sure you have planned for the many possible scenarios and outcomes.

Mkhululi Mojanaga
Dec 15, 20232 min read
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My Barefoot Disappointment - Beware Biases
I have been a fan of the barefoot shoe movement for the past few years and I generally don't miss an opportunity (spelt BARGAIN) to get...

Mkhululi Mojanaga
Sep 2, 20233 min read
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Dividend-Focused ETFs - Buyer Beware
Dividend-focused investors buy dividend focused shares for their "good, consistent and increasing dividends"....right? But they may not be getting what they bargained for. Here's a something I found surprising: Using the Coreshares Global Dividends aristocrats ETF $GLODIV for illustration: Historic yield = 1.78% Expense ratio = 0.57% To earn R10 000 in dividends in a year, you needed to have R561 978 Invested. The ETF provider would earn a cool R 3 202 in management fees. Tha

Mkhululi Mojanaga
Jul 25, 20233 min read
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Do Not Sleep On Retail Government Bonds
Investing in retail government bonds(RGBs) tends to only become a popular topic when the interest rates on offer are high. This leads to...

Mkhululi Mojanaga
Jun 10, 20232 min read
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Cellphone - The Convenience That Has Become A Security Threat
Hardly a week or month goes by without hearing that someone was robbed and their bank accounts cleaned out while being held hostage. Is...

Mkhululi Mojanaga
May 30, 20233 min read
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The Perfect Customer - Balloon/Residual financing
*This post is neither an endorsement, nor a detractor of the product mentioned, and should not be used on its own to make a decision that...

Mkhululi Mojanaga
Mar 18, 20232 min read
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5 Confusing Stock Market Terms
There's some jargon that I've picked up from engaging with the markets and market participants, that has actually become normalised, but...

Mkhululi Mojanaga
Mar 7, 20232 min read
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Don't Wait - Plan Ahead
Don't wait until you need to buy a car or house before asking "how do I improve my credit score?" Don't wait until you have an emergency...

Mkhululi Mojanaga
Feb 10, 20231 min read
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Top Podcasts For 2023
Here's a list of podcasts I listen to, that I think will help you improve your knowledge and experience of the world around you. Consumer...

Mkhululi Mojanaga
Jan 30, 20231 min read
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Sun Exchange Solar Investments - 2022 Review
THE PICTURE AND THE END OF 2021 THE PICTURE AND THE END OF 2022 Total generation capacity has increased from 1855 watts to 3717 watts. An...

Mkhululi Mojanaga
Jan 4, 20231 min read
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5 Lessons Equity Investors Can Learn From Property Investors
We grew up being led to believe that property is the best investment you can make. Why? The value of the property will go up. I guess...

Mkhululi Mojanaga
Dec 31, 20222 min read
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Learn to use the Easy Equities platform
I get a number of requests from people asking me to teach them how to use Easy Equities. In as much as I would love to make an extra buck...

Mkhululi Mojanaga
Dec 21, 20221 min read
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Swimming Naked
With many households and individuals becoming stretched as costs of living increase, I often think of the quote made famous by legend...

Mkhululi Mojanaga
Dec 3, 20222 min read
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