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Mkhululi Mojanaga
Dec 24, 20245 min read
My 2024 Tax Lessons
Tax lessons that will challenge how you currently approach tax
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Mkhululi Mojanaga
Sep 19, 20244 min read
Why I Love The 2 Pot System!
The benefits of the 2-pot retirement systems, and how they will improve retirement outcomes
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Mkhululi Mojanaga
Jul 5, 20242 min read
How much tax will you pay on R1 million income?
A quick and dirty look of how much tax you will pay on R1 million income earned in different ways
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Mkhululi Mojanaga
Mar 24, 20243 min read
Tax Exemptions & Tax Rebates
'Tax exemptions' and 'tax rebates' are terms that are often used interchangeably, with the average person unable to differentiate between...
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Mkhululi Mojanaga
Dec 28, 20235 min read
Do Higher Offshore Allocations Improve Reg. 28 Performance?
Are the tax benefits worth the sacrifice in portfolio performance?
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Mkhululi Mojanaga
Dec 15, 20232 min read
Considering Investing For Your Children? Read This First
Investing for your children. Make sure you have planned for the many possible scenarios and outcomes.
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Mkhululi Mojanaga
Jul 25, 20233 min read
Dividend-Focused ETFs - Buyer Beware
Dividend-focused investors buy dividend focused shares for their "good, consistent and increasing dividends"....right? But they may not...
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Mkhululi Mojanaga
Jun 10, 20232 min read
Do Not Sleep On Retail Government Bonds
Investing in retail government bonds(RGBs) tends to only become a popular topic when the interest rates on offer are high. This leads to...
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Mkhululi Mojanaga
Dec 31, 20222 min read
5 Lessons Equity Investors Can Learn From Property Investors
We grew up being led to believe that property is the best investment you can make. Why? The value of the property will go up. I guess...
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Mkhululi Mojanaga
Oct 27, 20221 min read
Equity Investing - Mind The Tax Gap
A person earning R226 000 and less is in the 18% marginal income tax bracket. When this person invests in equities, and receives...
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Mkhululi Mojanaga
Oct 10, 20222 min read
A SASSA-lary fund
The Interest Income Tax exemption for those under the age of 65 is R23 800. That is equivalent to R1 983.33 monthly The senior citizen...
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Mkhululi Mojanaga
Sep 27, 20222 min read
5 Top Ways To Maximise Your Tax Free Saving Account(TFSA)
Tax Free Investments were introduced on 1 March 2015 as an incentive to encourage households to save. Commonly referred to as a Tax Free...
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Mkhululi Mojanaga
Sep 21, 20223 min read
My First Investment
Spoiler alert - Government Retail Bonds The period was between the years 2012 and 2013 when I landed my first job after graduating. I'd...
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Mkhululi Mojanaga
Sep 17, 20221 min read
My Investment Portfolio - June 2024 update
Easy Equities You can open an Easy Equities account here o A regular brokerage account – ZAR o Tax Free Investment account – TFSA o ...
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Mkhululi Mojanaga
Sep 17, 20222 min read
To Invest Or To Pay Off Debt
To me, the decision to invest or to pay off debt has never been about the amount of money I could save, or the often-referred to...
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