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Time To Rethink Retirement Investing
According to retirement studies conducted(10X Investments), only 8% of the economically active population will retire comfortably. A...

Mkhululi Mojanaga
Nov 12, 20224 min read


Equity Investing - Mind The Tax Gap
A person earning R226 000 and less is in the 18% marginal income tax bracket. When this person invests in equities, and receives...

Mkhululi Mojanaga
Oct 27, 20221 min read


Dividend Challenge
Want to see how your money makes money babies, and how those money babies carry on making even more money babies? Einstein once said "Compound interest is the eighth wonder of the world. He who understands it, earns it. He who doesn't, pays it." While the concept usually sounds simple enough in theory, in practice it is quiet a hard act to follow in the equities investment world, especially when your own invested capital starts getting mixed up with capital movements, dividen

Mkhululi Mojanaga
Oct 23, 20222 min read


Market Manipulation
Market Manipulation is the artificial inflation or deflation of a share's price on the financial market, for personal financial gain. The...

Mkhululi Mojanaga
Oct 22, 20221 min read


A SASSA-lary fund
The Interest Income Tax exemption for those under the age of 65 is R23 800. That is equivalent to R1 983.33 monthly The senior citizen...

Mkhululi Mojanaga
Oct 10, 20222 min read


5 Top Ways To Waste Your Tax Free Saving Account(TFSA)
Tax Free Investments were introduced on 1 March 2015 as an incentive to encourage households to save. Commonly referred to as a Tax Free...

Mkhululi Mojanaga
Oct 4, 20222 min read


5 Top Ways To Maximise Your Tax Free Saving Account(TFSA)
Tax Free Investments were introduced on 1 March 2015 as an incentive to encourage households to save. Commonly referred to as a Tax Free...

Mkhululi Mojanaga
Sep 27, 20222 min read


My First Investment
Spoiler alert - Government Retail Bonds The period was between the years 2012 and 2013 when I landed my first job after graduating. I'd...

Mkhululi Mojanaga
Sep 21, 20223 min read


10 Life & Money Tips For Young Adults
I recently had the opportunity to present to a group of students during an online session, titled "Navigating my way to financial...

Mkhululi Mojanaga
Sep 17, 20222 min read


My Investment Portfolio - December 2025 update
Easy Equities You can open an Easy Equities account here o A regular brokerage account – ZAR o Tax Free Investment account – TFSA o Offshore account – USD o Retirement Annuity – RA 1nvest SA Property ETF 1nvest Rhodium ETF Alphabet Google Easy Equities Enhanced Balanced RA EC10 Invesco QQQ Trust ETF Invesco Nasdaq 100 ETF( #DividendChallenge ) iShare Core MSCI Total International Stock ETF( #DividendChallenge ) Nio Nvidia Purple Group Satrix Nasdaq 100 ETF( #DividendC

Mkhululi Mojanaga
Sep 17, 20221 min read


My 2021 TFSA Portfolio Rebalancing
I had documented my portfolio before making changes, but unfortunately, it seems like I had a technology mishap and cannot find the saved...

Mkhululi Mojanaga
Sep 17, 20221 min read


To Invest Or To Pay Off Debt
To me, the decision to invest or to pay off debt has never been about the amount of money I could save, or the often-referred to...

Mkhululi Mojanaga
Sep 17, 20222 min read


20 Reasons Why I Will (Probably) Never Own My Dream Car
Every time I drive or go out for a run, I make observations that leave me feeling uneasy, and with no desire to have more than what I...

Mkhululi Mojanaga
Aug 12, 20223 min read
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